Smart Credit helps you compare and arrange financing from banks, microfinance institutions and approved lenders across Kenya.
How Smart Credit Works
Choose Your Loan
Compare Available Lenders
Review Loan Terms
Calculate Estimated Repayments
Submit Application
Track Application
Popular Products
Why Smart Credit
FAST
Quickly identify suitable financing across multiple institutions.
SECURE
Customer information is protected throughout the process.
CHOICE
Compare multiple financing options side by side.
TRANSPARENT
Clearly display available rates, fees and terms.
SUPPORT
Professional assistance through every stage of the process.
CONVENIENT
Apply, upload documents and track from one platform.
Featured Lenders
Institution details, licence status and terms are verified with each institution before publication. Terms shown are indicative and are confirmed by the institution at approval.
Loan Calculator
KES 5,000 – KES 10,000,000
1 – 84 months
Estimated repayment
KES 24,006
estimated monthly instalment
This calculation is an estimate and does not represent guaranteed approval or final lender terms.
Start an application or request a quotation. A Smart Credit officer will guide you through the process and keep you updated at every stage.
Smart Credit does not guarantee approval. Final terms are set by the financing institution.